- Overview
Finance & Project Financing
Capital is the fuel for growth, but securing it requires more than just an application form. At DC Sejpal & Co., we specialize in Project Finance and Capital Structuring, helping businesses find the “right mix” of leveraged and unleveraged funds to attain growth while maintaining profitability and sustainability.
We go beyond traditional debt syndication. We act as financial architects, designing funding structures that match your cash flow cycles. Whether you are setting up a solar power plant (Green Finance), registering a new NBFC, or seeking working capital for a manufacturing unit, we ensure your project is presented in a language that bankers and investors understand.
Benefits
Engaging DC Sejpal & Co. for finance transforms the borrowing experience:
- Lower Cost of Capital: By structuring the proposal correctly and highlighting the “Green” aspects where applicable, we help you negotiate better interest rates and processing fees.
- Faster Sanctions: A professionally drafted Detailed Project Reports reduces the query-resolution time, leading to faster disbursement.
- Regulatory Assurance (NBFCs): The RBI has stringent norms for NBFCs. We ensure your Net Owned Funds (NOF) and NPA classifications are always compliant, protecting your license.
- Sustainable Growth: As highlighted in our philosophy, we ensure the debt servicing obligations do not cripple your cash flow, ensuring long-term sustainability.
Process
We follow a “Banker’s Perspective” approach to ensure high success rates
1. Feasibility & Modeling
We conduct a preliminary check of the project's viability. We build a robust Financial Model projecting cash flows for the next 5-10 years.
2. DPR Preparation
We draft the Detailed Project Report (DPR) covering technical aspects, market analysis, and financial indicators (DSCR, IRR, Break-even).
3. Liaison & Negotiation
We represent you before banks, financial institutions, or private equity investors, answering their technical queries and negotiating terms.
4. Documentation & Disbursement:
Once sanctioned, we assist in the execution of loan agreements, creation of charges, and compliance with pre-disbursement conditions.
Why Choose D C Sejpal & Co.?
In the financial market, credibility is currency.
- Realistic Projections: We do not manufacture “fantasy numbers” just to get a loan sanctioned. We build realistic models that ensure you can actually repay the loan, preventing future NPA stress.
- Green Focus: We are up-to-date with the latest government subsidies and global grant programs available for Green Finance initiatives.
- NBFC Specialists: We understand the specific rigors of RBI compliance for NBFCs, distinct from standard corporate law.
- Holistic Advisory: We consider the tax implications of your funding to ensure the structure is tax-efficient.
